Get Axis Bank Personal Loan Application Form here; apply through registration form link portal. Looking for personal loan with interest rates of 10.49% for a loan amount of up to Rs 40 lakh, and for tenures of up to 5 years, Axis Bank Personal Loan is there for you – see requirements and how to apply online.
Axis Bank Personal Loan Details
- Interest rate: 10.49% p.a. onwards
- Loan Amount: Rs 50,000- Rs 40 lakh
- Tenure: 1-5 years
- Minimum Monthly Salary: Rs 15,000
- Processing Fees: 1.5%-2%
Axis Bank personal loan Interest rates of 10.49%
Axis Bank personal loan interest rate starts @ 10.49% p.a. While the bank has not disclosed the factors determining its personal loan interest rates, lenders usually factor in the credit score, monthly income, age, etc. of its applicants while setting their personal loan interest rates.
Processing Fees/Charges
| Processing Fees | 1.5%-2% |
| Repayment instruction/Instrument return charges | Rs 339 per instance + GST |
| Swap Charges (Cheque/Instrument) | Rs 500 per instance + GST |
| Penal Interest | @ 24% p.a. i.e., 2% per month on overdue installment |
| Duplicate statement issuance charges | Rs 250 per instance per set + GST |
| Duplicate Amortization Schedule issuance charges | Rs 250 per instance per set + GST |
| Credit Information Companies Report issuance charges | Rs 50 per instance per set + GST |
| No dues certificate generation charges (duplicate) | Rs 50 per instance per set + GST |
| Stamp duty charges | As per state stamp |
| Prepayment/Part-prepayment charges | 5% + GST (As applicable) *Pre payment charges shall be charged on principal outstanding. |
Available Personal Loans at Axis Bank India
Personal Loan for Holiday
- Purpose: Personal Loan scheme for meeting the financial needs for a holiday/vacation.
- Loan Amount: Rs 50,000-Rs 15 lakh
- Tenure: 1-5 years
Personal Loan for Wedding
- Purpose: Wedding loan is offered to raise finances for wedding related expenses
- Loan Amount: Rs 50,000-Rs 15 lakh
- Tenure: 1-5 years
Personal Loan for Home Renovation
- Purpose: To meet the financial requirements for carrying out home renovation
- Tenure: 1-5 years
Requirements/Eligibility for Axis Bank Personal Loan Form
- Government employees (including those working with local and central bodies) and employees of private limited companies, public limited companies, Public Sector Undertakings are eligible to apply for personal loan. Additionally, Axis Bank also offers personal loan for doctors
- Age
- Minimum: 21 years
- Maximum: 60 years at the time of loan maturity
- Minimum Net Monthly Income: Rs 15,000
Required Document for a successful registration
- Completely filled application form with recent passport size photographs
- KYC documents (driving license, passport, Aadhaar card, job card by NREGA duly signed by a State Government officer, voter ID, Letter issued by National Population Register with name and address details)
- Proof of Birth date (birth certificate, PAN card, passport, school leaving certificate, Aadhaar card, driving license)
- Signature proof (passport, bank verification, PAN card)
- Income proof (last 2 months pay slips. Employment proof of 1 year, bank statement for last 2 months showing salary credits)
- All the documents should be self-attested
How to apply for Axis Bank Personal Loan
To register online, use this link – https://www.axisbank.com/retail/loans/24×7-instant-loan/24×7-personal-loans
You will be contacted if your application was successful.
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